About AXA PPP healthcare
AXA PPP healthcare yra pirmaujanti savanoriškojo sveikatos draudimo įmonė Didžiojoje Britanijoje. Daugiau nei 35 metų patirtį turinčios įmonės paslaugomis šiandien naudojasi virš 3 milijonų klientų visame pasaulyje. AXA PPP healthcare priklauso antrai pagal dydį Europos draudikei Prancūzų grupei AXA GROUP, kuri yra pasaulio lyderė finansų apsaugos ir turto valdymo srityje. AXA PPP healthcare siūlomas tarptautinis […]
Sveikatos draudimo bendrovės AXA PPP healthcare planų santrauka
| The four levels of cover you can choose from | Prestige Plus | Prestige | Comprehensive | Standard |
| Annual policy benefit allowance | Up to €3,825,000 each year | Up to €2,550,000 each year | Up to €1,900,000 each year | Up to €950,000 each year |
| In-patient cover | ||||
| In-patient and day-patient treatment including surgeons’, anaesthetists’, physicians’ and consultants’ charges, diagnostic tests and physiotherapy | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance |
| Cash benefit for each night you receive free in-patient treatment | €190 a night | €125 a night | €125 a night | €125 a night |
| Parent accommodation. Charges for one parent staying with a child member under 18 | Paid in full | Paid in full | Paid in full | Paid in full |
| In-patient psychiatric treatment | 100 days per lifetime membership | 100 days per lifetime membership | 100 days per lifetime membership | 100 days per lifetime membership |
| Out-patient cover | ||||
| Surgical procedures | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance |
| Medical practitioner charges for consultations | No annual maximum within the overall policy benefit allowance |
A combined overall limit of €6,375 €380 limit on complementary practitioner charges €380 limit on vaccinations |
A combined overall limit of €3,825 €380 limit on complementary practitioner charges. €380 limit on vaccinations |
Not included - optional add-on available |
| Diagnostic tests | No annual maximum within the overall policy benefit allowance | |||
|
Consultations and treatment for psychiatric illness Physiotherapy |
Paid in full up to 30 visits Paid in full up to 35 sessions |
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| Complementary practitioner charges | Paid in full up to 35 sessions | |||
| Vaccinations and their administration by a medical practitioner or nurse | Up to €635 each year | |||
| Chinese herbal medicine | Paid in full up to 15 sessions at €125 per session. | Included within the complementary practitioner benefit limit | Included within the complementary practitioner benefit limit | |
| Out-patient drugs and dressings prescribed by a medical practitioner | No annual maximum within the overall policy benefit allowance | Up to €635 each year | Up to €255 each year | |
| Brain and Body Scans | ||||
| Computerised tomography (CT scan), magnetic resonance imaging (MRI scan) and positron emission tomography (PET scan). Received as an in-patient, day-patient or out-patient | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance |
| Cancer cover | ||||
| i) Radiotherapy and chemotherapy. Received as an in-patient, day-patient or out-patient | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance |
| ii) Drug treatment to prevent recurrence of cancer (excluding pre-existing conditions) | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance |
| iii) Experimental drug treatments as part of an ethically approved drug trial | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance | No annual maximum within the overall policy benefit allowance |
| iv) Follow-up consultations | Membership lifetime | Membership lifetime | Membership lifetime | Not included – optional add-on available |
| Hospital-at-home | Up to 28 days | Up to 28 days | Up to 14 days | Not included |
| Purchase of wigs | Up to €190 | Up to €190 | Up to €190 | Up to €190 |
| Day-patient radiotherapy & chemotherapy cash benefit | €190 a day up to €6,375 | €60 a day up to €6,000 | €60 a day up to €6,000 | €60 a day up to €6,000 |
| Chronic cover | ||||
| Routine follow up consultations and 120 day limit on in-patient treatment | Included | Included | Included | Not included |
| Kidney dialysis. In-patient, day-patient or out-patient treatment | €95,600 | Up to €63,750 | Up to €31,875 | Not included |
| Pregnancy cover | ||||
| Routine pregnancy and childbirth (a moratorium applies, please speak to an adviser for details) | Up to €15,300 | Up to €12,750 | (Optional on small corporate Not included schemes) | Not included |
| HIV/ AIDS – HIV/AIDS treatment including Antiretroviral Treatment (ART) | Up to €51,000 | Not included | Not included | Not included |
| Palliative care | Up to 30 days | Up to 30 days (Cancer diagnosis only) |
Not included | Not included |
| Emergency treatment | ||||
| Emergency treatment in the USA. Emergency inpatient and day-patient treatment which arises suddenly whilst you are in the USA. Applicable only for plans with worldwide excluding USA area of cover | Up to 10 weeks up to a limit of €38,250 | Up to 10 weeks up to a limit of €25,500 | Up to 6 weeks up to a limit of €19,125 | Up to 6 weeks up to a limit of €12,750 |
| Emergency out-patient treatment whilst you are in the USA (not applicable with USA upgrade) |
Up to €2,550 |
Not included | Not included | Not included |
| Ambulance transport for emergency transport to or between hospitals | Up to €890 | Up to €635 | Up to €635 | Up to €635 |
| Evacuation and repatriation service (International emergency in-patient treatment) | Included | Included | Included | Included |
| Health and wellbeing cover | ||||
| Non-routine dental care. For example, replacing crowns | 80% of costs incurred up to €4,450 | 50% of costs incurred up to €635 | 50% of costs incurred up to €405 | 50% of costs incurred up to €405 |
| Routine dental care. For example, check ups, scale and polish | Not included – optional add-on available | Not included – optional add-on available | Not included | |
| Accidental damage to teeth | Up to €12,750 | Up to €12,750 | Up to €12,750 | Up to €12,750 |
| Optical cover | Up to €255 | Up to €125 | Up to €125 | Not included |
| Eyesight test cover | Paid in full for one eyesight test | Paid in full for one eyesight test | Paid in full for one eyesight test | Not included |
| Health check | Up to €510 towards a health check for each member on the policy | Up to €380 each year towards a health check for each member on the policy | Not included | Not included |
| Disability compensation cover | Up to €127,500 | Up to €63,750 | Not included | Not included |
| External prosthesis | Up to €4,450 | Up to €3,200 | Up to €2,550 | Up to €1,900 |
| Support and helplines | ||||
| Health at Hand | Included | Included | Included | Included |
| Security Hotline | Included | Included | Included | Included |
| Doctor, Dental, Optical helpline | Included | Included | Included | Included |
| Interpretation service helpline | Included | Included | Included | Included |
| Personal Medical Case Management | Included | Included | Included | Included |
| International Travel Plan | Included | Included | Optional | Optional |
You can help control the cost of your premium by adding an excess to your policy. We offer five levels of excess, per person, per year:
Excess amounts:
- €125
- €320
- €640
- €1,275
- €2,550
Exclusions: What’s not included in the health plans
Our International Health Plans are designed to cover treatment of medical conditions that respond quickly to treatment – known as acute conditions. Like most health insurance policies, there are a number of exclusions and limitations on the plans and this is just a summary of the most significant exclusions and limitations:
- Pre-existing medical conditions; options to include these are available for company schemes of five or more
- Routine dentist check-ups for Standard, Comprehensive or Prestige plans (available as an add-on to Comprehensive and Prestige plans)
- Routine pregnancy and childbirth on Standard or Comprehensive plans (available as an add-on to Comprehensive plans for corporate schemes only)
- Preventative treatment
- Ongoing, recurrent or long-term treatment of long-term illnesses (usually referred to as Chronic conditions) if you have the Standard plan
- Any treatment costs incurred as a result of engaging in or training for any sport for which you receive a salary or monetary reimbursement, including grants or sponsorship (unless you receive travel costs only).
Full details of what members are and are not covered for are provided in the membership handbook, or are available on request.