About Allianz Worldwide Care, health insurance company
Draudimo kompanija Allianz Worldwide Care teikia tarptautinius sveikatos, gyvybės draudimo, nedarbingumo draudimo sprendimus. Mūsų tikslas yra įgyti ir išlaikyti klientų lojalumą teikiant pirmaujantį paslaugų lygį bei paramą. Mes esame tarptautinis Allianz Worldwide Partners sveikatos padalinys ir Allianz Group dalis. Turėdama apie 148.000 darbuotojų visame pasaulyje, Allianz Group aptarnauja daugiau kaip 83 milijonus klientų daugiau nei 70 šalių. Įkurta 1890 m., šiandien “Allianz Group” […]
Allianz sveikatos draudimo planų palyginimas:
| Core Plans - In-patient benefits | Premier Individual | Club Individual | Classic Individual | Essential Individual |
| Maximum plan benefit | €2,250,000 | €1,500,000 | €1,125,000 | €500,000 |
| Hospital accommodation | Private room | Private room | Private room | Semi-private room |
| Prescription drugs and materials (in-patient and day-care treatment only) | Full refund | Full refund | Full refund | Full refund |
| Surgical fees, including anaesthesia & theatre charges | Full refund | Full refund | Full refund | Full refund |
| Physician and therapist fees (in-patient and day-care treatment only) | Full refund | Full refund | Full refund | Full refund |
| Surgical appliances and prostheses | Full refund | Full refund | Full refund | Full refund |
| Diagnostic tests (in-patient and day-care treatment only) | Full refund | Full refund | Full refund | Full refund |
| Organ transplant | Full refund | Full refund | Full refund | €10,000 |
| Psychiatry and psychotherapy (in-patient and day-care treatment only)(10 month waiting period applies) | Full refund | €6,000 | €5,000 | €5,000 |
| Accommodation costs for one parent staying in hospital with an insured child under 18 | Full refund | Full refund | Full refund | Full refund |
| Emergency in-patient dental treatment | Full refund | Full refund | Full refund | Full refund |
| Day-care treatment | Full refund | Full refund | Full refund | Full refund |
| Out-patient surgery | Full refund | Full refund | Full refund | Full refund |
| Nursing at home or in a convalescent home (immediately after or instead of hospitalisation) | €4,250 | €2,830 | €2,500 | €2,500 |
| Rehabilitation treatment (in-patient, day-care and out-patient treatment, immediately after acute medical treatment ceases) | €4,420 | €3,000 | €2,500 | €2,000 |
| Local ambulance | Full refund | Full refund | Full refund | €500 |
| Emergency treatment outside area of cover (for trips of a maximum period of six weeks) | Full Refund Max. 42 days |
Full Refund Max. 42 days |
Full Refund Max. 42 days |
Up to €10,000 max. 42 days |
| Medical evacuation | ||||
| Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre | Full refund | Full refund | Full refund | Full refund |
| Where ongoing treatment is required, we will cover hotel accommodation costs | Full refund | Full refund | Full refund | Full refund |
| Evacuation in the event of unavailability of adequately screened blood | Full refund | Full refund | Full refund | Full refund |
| If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs | Full refund, max. 7 days |
Full refund, max. 7 days |
Full refund, max. 7 days |
Full refund, max. 7 days |
| Expenses for one person accompanying an evacuated person | €3,000 | €3,000 | €3,000 | €3,000 |
| NEW Travel costs of insured family members in the event of an evacuation | €2,000 | €2,000 | €2,000 | €2,000 |
| Repatriation of mortal remains | €10,000 | €10,000 | €10,000 | €10,000 |
| NEW Travel costs of insured family members in the event of the repatriation of mortal remains | €2,000 | €2,000 | €2,000 | €2,000 |
| CT scans (in-patient and out-patient treatment) | Full refund | Full refund | Full refund | Full refund |
| MRI, PET and CT-PET scans (in-patient and out-patient treatment) | Full refund | Full refund | Full refund | Full refund |
| Oncology (in-patient, day-care and out-patient treatment) | Full refund | Full refund | Full refund | Full refund |
| Complications of pregnancy(in-patient and out-patient treatment) (10 month waiting period applies) |
Full refund | Full refund | Full refund | N/A |
| Laser eye treatment (limited to one treatment per lifetime) | €1,000 per lifetime |
€500 per lifetime |
N/A | N/A |
| In-patient cash benefit (per night) (where treatment has been received free of charge) | €150 Max. 25 nights |
€150 Max. 25 nights |
€150 Max. 25 nights |
€150 Max. 25 nights |
| Emergency out-patient treatment (where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate out-patient plan) | €750 | €750 | €750 | N/A |
| Emergency out-patient dental treatment (where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate dental plan) | €750 | €500 | N/A | N/A |
| Palliative care and long term care | Full refund, max. 30 days per lifetime | Full refund, max. 30 days per lifetime | Full refund, max. 30 days per lifetime | Full refund, max. 30 days per lifetime |
| Accidental death (insured members aged 18 to 70) | €10,000 | N/A | N/A | N/A |
Out-patient Plans
Cover for ‘day to day’ or routine treatments such as visits to your doctor, diagnostic tests, vaccinations and specialist fees. Deductibles are available on our Out-patient Plans.
| Out-patient Plans | Gold Individual | Silver Individual | Bronze Individual | Crystal Individual |
| Maximum plan benefit | No Limit | €9,000 | €5,500 | €2,500 |
| Medical practitioner fees and prescription drugs | Full refund | Full refund | €1,000 | €1,000 |
| Specialist fees | Full refund | Full refund | Full refund | Full refund |
| Diagnostic tests | Full refund | Full refund | Full refund | Full refund |
| Vaccinations | Full refund | Full refund | Full refund | N/A |
| Chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture(max. 12 sessions per condition for chiropractic treatment and max. 12 sessions per condition for osteopathic treatment, subject to the benefit limit) | Full refund | Full refund | €1,125 | €500 |
| Prescribed physiotherapy, speech therapy, oculomotor therapy and [occupational therapy] | Full refund | Full refund | €1,125 | €500 |
| Routine health checks including screening for early detection of illness or diseaseChecks include: Cardiovascular exam Neurological exam Cancer screening - Annual pap smear - Mammogram (for women aged 50+, or earlier where a family history exists) - Prostate screening (for men aged 50+, or earlier where a family history exists)Well child test (for children up to the age of six years, up to a maximum of 15 visits per lifetime) |
€800 | €600 | N/A | N/A |
| Infertility treatment (18 month waiting period applies) | €12,000 per lifetime |
€12,000 per lifetime |
N/A | N/A |
| Psychiatry and psychotherapy (18 month waiting period applies) | 30 visits | 20 visits | N/A | N/A |
| Prescribed medical aids | Full refund | €2,500 | N/A | N/A |
| Prescribed glasses and contact lenses | €200 | €180 | N/A | N/A |
Dental Plans
To help you reduce your dental healthcare bills.
| Dental Plans | Dental 1 | Dental 2 |
| Maximum plan benefit | No Limit | €2,050 |
| Dental treatment | 100% refund | 80% refund |
| Dental surgery | 100% refund | 80% refund |
| Periodontics | 80% refund | 80% refund |
| Orthodontic treatment and dental prostheses (10 month waiting period applies) | 65% refund Up to €5,000 |
50% refund |
Repatriation Plan
This plan offers medical repatriation. This means that if the necessary treatment for which you are covered is not available locally, you can return to your home country for treatment, rather than to the nearest appropriate medical centre.
| Medical repatriation | |
| Where the necessary treatment is not available locally, you can choose to be medically repatriated to your home country instead of to the nearest appropriate medical centre | Full refund |
| Where ongoing treatment is required, we will cover hotel accommodation costs | Full refund |
| Repatriation in the event of unavailability of adequately screened blood | Full refund |
| If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs | Full refund, max. 7 days |
| Expenses for one person accompanying a repatriated person | €3,000 |
| NEW Travel costs of insured family members in the event of a repatriation | €2,000 |
| NEW Travel costs of insured members to be with a family member who is at peril of death or who has died | €1,500 per lifetime |